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Landlord Insurance for
Rental Property Investors
Get comprehensive coverage designed specifically for rental properties. Protect against tenant damage, liability claims, and loss of income.
Disclosure: We may earn a commission if you purchase insurance through these providers. This helps keep our calculator free for everyone.
Steadily
Landlord insurance designed specifically for rental property investors. Fast quotes, comprehensive coverage, competitive pricing.
Coverage Includes:
No phone calls • Cancel anytime
Proper Insurance
Specialized insurance for short-term rentals (Airbnb, VRBO). Coverage for liability, property damage, and guest injuries.
Coverage Includes:
No phone calls • Cancel anytime
Why You Need Landlord Insurance
🔥 Property Damage
Tenant causes fire damage or flood? Standard homeowners insurance won't cover it. Landlord policies protect your investment property.
⚖️ Liability Protection
Guest slips on stairs? Tenant sues you? Get up to $2M in liability coverage to protect your personal assets from lawsuits.
💰 Loss of Rental Income
Property becomes uninhabitable due to covered damage? Get reimbursed for lost rental income while repairs are made.
🛡️ Legal Defense
Tenant files lawsuit? Your policy covers legal fees and court costs, protecting you from expensive litigation.
Steadily vs Proper Insurance
| Feature | Steadily | Proper |
|---|---|---|
| Best For | Long-term rentals | Short-term rentals |
| Liability Coverage | Up to $2M | Up to $1M |
| Instant Quotes | ||
| Guest Injury Coverage | ||
| Loss of Rent | — |
💡 Pro Tip: If you run both long-term and short-term rentals, you may need both policies. Check with each provider about your specific situation.