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Financing for Every Type
of Rental Property Investor
From first-time buyers to experienced portfolio builders. Conventional loans, DSCR financing, and bridge loans from top lenders.
Disclosure: We may earn a commission if you choose one of these lenders. This helps keep our calculator free for everyone.
Start with Conventional Financing
Best rates and terms for investors with W-2 income and good credit scores
Rocket Mortgage
America's largest online mortgage lender. Perfect for first-time rental property investors seeking conventional financing.
Best For
First-time investors with W-2 income
Loan Types
Conventional investment loans
Free to apply • No obligation
Better.com
Tech-forward mortgage lender offering investment property loans with a streamlined digital experience.
Best For
Tech-savvy investors seeking convenience
Loan Types
Conventional & FHA loans
Free to apply • No obligation
DSCR & Portfolio Lenders
No income verification required. Perfect for self-employed investors and portfolio builders.
Lima One Capital
Industry-leading DSCR loans with no income verification. Perfect for experienced investors building their portfolio.
Best For
Portfolio builders & self-employed investors
Loan Types
DSCR loans (no income verification)
No income docs required
LoanDepot
Major national lender offering both conventional and portfolio loan options for serious real estate investors.
Best For
Investors with multiple properties
Loan Types
Conventional & portfolio loans
No income docs required
Bridge & Hard Money Lenders
Fast funding for value-add deals, fix-and-flip, and BRRRR strategies
Groundfloor
Fast bridge loans for fix-and-flip and BRRRR strategy investors. Quick funding for value-add deals.
Best For
Fix-and-flip & BRRRR investors
Loan Types
Hard money & bridge loans
Fast funding • Flexible terms
Ready to Run the Numbers?
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